PCI DSS Certified Solutions
Where credit, as well as debit card transactions are secured using stringent security standards framed by MasterCard, Visa, American Express, JCB International, Discover Financial Services, Rupay, etc., against theft or fraud, it is said to be the Payment Card Industry Data Security Standard (PCI DSS) compliant. The compliance scheme is however set and controlled by the Payment Card Industry Security Standards Council (PCI SSC) to process card transactions to help businesses build trusting and continuing relationships with customers or clients.
Though PCI SSC can hardly force any business to comply with the PCI DSS standards, it is up to the business to ensure the card data security through the following:
Data transmission encryption
Firewall installation
Using anti-virus software
Businesses, irrespective of their size, have specific compliance goals. With a complicated IT infrastructure, they need to implement PCI DSS compliance certification in a sustainable way with a right solution.
Some PCI DSS Compliance Certification Solutions for Various Businesses
As for PCI DSS certified solutions, you have to go through the whole PCI process from pre-assessment and onsite assessment to remediation assessment, delivery of report on compliance (ROC) and certification. Since the needs are different, there are various solutions to help each type of business to meet the compliancy and enhance data security.
1. PCI DSS Compliance for Small Organizations
For small businesses, a self-assessment questionnaire (SAQ) with innumerable questions based on their credit card information is used. The questions framed are made relevant using FastPass software thus, allowing you to concentrate on your business. With a proactive advisor, you can manage PCI validation through initial enrollment, as well as compliance validation renewal.
There are proprietary security tools such as firewall, vulnerability scanning and so on to safeguard customers’ sensitive data
2. PCI Compliance Comprehensive Audit for Enterprise Organizations
Your business’ compliance status is provided by a highly knowledgeable qualified knowledgeable assessor (QSA) conducting an onsite gap analysis, assessment and remediation using a project management tool online. The PCI DSS certified audit organize, communicate and monitor assessments and helps close compliance gaps. Once the audit is done and the compliance requirements met, the ROC is sent to the PCI Council by the QSA.
3. PA DSS Audit for Businesses
Where you are looking for adherence to cardholder data security requirements with the payment application, the Payment Application Data Security Standard (PA DSS) audit will help secure it. Here the QSA undertakes the audit process involving technical analysis, detailed assessment and employee interviews through PA assessment. The PA-QSA sends a report after meeting the compliance standards.
How to Maintain PCI Certification for the Best PCI DSS Certified Solutions?
Though the above solutions allow you to attain the compliance standards for your business, the following is the process to follow to maintain PCI DSS certified solutions.
Perform vulnerability assessment
Conduct penetrating testing
Have card data in text by running the data discovery tool
Train professionals
Why not have the PCI DSS certified solution to have your organization PCI DSS compliant?